// ON THE RECORD
FCA Surety (a division of FCA Insurance / Firstbrook Cassie & Anderson Ltd.)
The surety division of FCA Insurance, an independent Canadian insurance brokerage. It places construction surety bonds for contractors and developers — bid bonds, performance bonds, labour & material payment bonds, and construction lien bonds — including a FirstBond program aimed at new and emerging contractors.
📍 Toronto, Ontario, CanadaEst. 1919✓ 100% first-party verified
// CLIPS FROM FCA Surety (a division of FCA Insurance / Firstbrook Cassie & Anderson Ltd.)
// LESSONS FROM FCA Surety (a division of FCA Insurance / Firstbrook Cassie & Anderson Ltd.)
Scaling headcount faster than culture can absorb it forces you to keep wrong-fit hires — fix it earlier, even if it feels disloyal.
Spreading crews across too many sites simultaneously to 'keep everyone happy' actually disappoints all clients — sequence projects instead.
In cladding, product knowledge accounts for roughly 90% of the estimating task — the takeoff math is the easy part.
The barrier to entry in complex envelope cladding is knowledge-based, not capital-based — deliberately avoid low-skill commodities like vinyl where you cannot compete on margin.
Build a proprietary labor database per product type so future estimates reflect your actual production rates, not generic North American data.
Translate square-footage targets into countable field units (bundles, pieces) so crews can self-monitor production without needing to do math at end of day.
// KEY PEOPLE
// NOTABLE
FCA Surety is a division of FCA Insurance (legal name Firstbrook Cassie & Anderson Ltd.), an independent Canadian insurance brokerage founded in 1919 and headquartered at 36 Toronto St., Suite 1000, Toronto, ON.
SOURCE ▸The firm states it has provided insurance and contractor bond programs to the construction industry since 1919, with a surety team of seven full-time dedicated surety professionals and a combined 80+ years of surety experience.
SOURCE ▸FCA offers a FirstBond program for new and emerging contractors targeting jobs under $1,000,000 who have been told they do not qualify for bonding.
SOURCE ▸FCA Surety (Firstbrook Cassie & Anderson Ltd.) is a listed surety bond producer member of the National Association of Surety Bond Producers (NASBP), with Warren Griffiths as the listed contact at the Toronto St. office.
SOURCE ▸